Buying a home is one of the biggest milestones in life, and it often comes with a mix of excitement and uncertainty. For many buyers, the biggest sticking point is interest rates. It is tempting to wait for rates to drop before committing to a mortgage, but in reality, waiting can mean missing out on the home that truly fits your needs. The phrase “date the rate, marry the house” has gained popularity among realtors, especially in competitive markets like California and Humboldt County, because it captures an important truth: interest rates are temporary, but the home you buy can shape your fu... Read more

As the year draws to a close, many potential homebuyers in California begin weighing the financial impact of purchasing property before December 31. Buying a home in the fall can unlock valuable tax benefits that provide immediate financial relief. For instance, closing on a property before the year ends allows buyers to deduct mortgage interest, property taxes, and in some cases, mortgage insurance premiums from their taxable income. This can lower your tax liability for the current year, giving you a head start on building wealth through real estate.

In markets like Humboldt County,... Read more

Humboldt County, nestled along California’s rugged northern coast, is well known for its towering redwoods, scenic coastline, and vibrant countercultural heritage. Yet beyond the picturesque views and laid-back lifestyle, safety is a key concern for residents and newcomers alike. This sprawling, rural county encompasses a mix of small towns, unincorporated communities, and urban areas with varying levels of crime, infrastructure, and community cohesion. For those seeking the safest places to settle in Humboldt, several key locales stand out due to low crime rates, strong community ties, ... Read more

In a time where the G 20 summit has mixed feelings and demands, it is reassuring to know that there are some places in the world where the word ‘environment’ has been revered with serious action. Sacramento, according to the journal, American bicyclist, ranks fourth in the country for bicycle commuting. Business professionals and specialists are claiming that the use of bicycles is more viable than the regular transport for two reasons – pollution free atmosphere and healthier lifestyles.

The New Year has also brought in the hopes of constructing a new sports and entertainment center ... Read more

The real estate market in Sac Town is always booming with activity. With the availability of various home loans from the government and private mortgage lenders, buying a home in Sac Town has been made easy. But real estate has its speculations. If you do not repay your loan on time, your home is likely to be foreclosed. Foreclosed homes are budget priced homes. The foreclosed homes for sale in Sacramento have prices as low as 30 percent of the actual market value. This makes foreclosed homes affordable by people of low income and bad credit.

Buying a property in Sac Town has other a... Read more

Seniors Real Estate Specialists® are REALTORS® qualified to address the needs of home buyers and sellers age 50+. The SRES® Council awards the SRES® Designation to those members who have successfully completed its education program.

By earning the SRES® designation, your REALTOR® has demonstrated necessary knowledge and expertise to counsel clients age 50-plus through major financial and lifestyle transitions involved in relocating, refinancing, or selling the family home. Your REALTOR® has received special training, gets regular updates, and is prepared to offer the options and infor... Read more

Don’t believe me when I say now is a good time to be in the real estate business? Check out this article from the Wall Street Journal:

The Wall Street Journal, June Fletcher (03/27/2009)

The housing market is looking healthier. Here are six reasons why now is the time to jump into the market.

1. Uncle Sam is willing to help. First-time buyers (defined as anyone who hasn’t owned a home in the last three years) are entitled to a maximum $8,000 tax credit; interest rates are at record lows; and the Federal Reserve is doing its best to make mortgage loans availab... Read more

It happened again this week. A GreatWest GMAC Professional received a call from an old friend, to say she and her husband were having difficulties with their mortgage(s), and were a little upside down on their home. They didn’t quite know what to do about it.

Real Estate Agents have increasingly seen this scenario - Homeowners who are in deep trouble because they either are in homes with mortgages, which are due to have their interest rate reset, or are in homes which are now worth considerably less than the amount owed on the mortgage(s). Some folks no longer have their job ... Read more

Tips for Finding the Perfect Neighborhood

The neighborhood you choose can have a big impact on your lifestyle—safety, available amenities, and convenience all play their part.

1. Make a list of the activities—movies, health club, church—you engage in regularly and stores you visit frequently. See how far you would have to travel from each neighborhood you’re considering to engaging in your most common activities.

2. Check out the school district. The Department of Education in your town can probably provide information on test scores, class size, percentage of studen... Read more