Search results for: Buying

What is Private Mortgage Insurance (PMI)?

Larry O. Doss Sunday, January 22, 2017

When it comes to buying a home, whether it is your first time or your fifth, it is always important to know all the facts. With the large number of mortgage programs available that allow buyers to purchase a home with a down payment below 20%, you can never have Too Much Information (TMI) about Private Mortgage Insurance (PMI).

Freddie Mac defines PMI as: "An insurance policy that protects the lender if you are unable to pay your mortgage. It’s a monthly fee, rolled into your mortgage payment, that is required for all conforming, conventional loans that have down payments less t... Read more

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Market Update August 2010

Larry O. Doss Thursday, August 12, 2010

With the summer moving on, we are moving into the busier season for Real Estate. Visitors that are considering buying are now winding down their vacations and focusing more on Real Estate. This is why we have seen more showings and offers in the past two weeks than in all of July. This has been a typical pattern for many years now.

Sellers are lowering prices in an effort attract those buyers and get an offer. With interest rates so lows and seller motivation high we are seeing a nice third quarter rally.

There is still a lot of inventory which will continue to keep prices do... Read more




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2010 a refreshing change

Larry O. Doss Tuesday, June 22, 2010

So this is my blog. A humble start to what I hope will be a place for some good, informative real estate discussions. Please feel free to leave a comment, be it questions, corrections, suggestions or crystal ball readings!

Thanks so much for checking it out.


2010 is turning out to be so much better than 2009, not that things are back to where we were in 2006 but at least people are buying again.
The tax credit really helped get the year off to a good start and since the tax credit expired, we have seen a bit of a slow down.
But interest rates are still low and ... Read more




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All You Need To Know About Home Insurance

Larry O. Doss Monday, January 18, 2010

While buying a home, you are always advised to get a home insurance. But do you know what a home insurance is and what are its benefits?

The type of property insurance that covers private homes is called home insurance. This home insurance policy protects the home and the homeowners from the loss that can occur due to damage to the home and its contents. Also, the liabilities for public accidents like fire occurring at home leading to damage of personal possessions are also covered in the home insurance policies.

Information of the property like the property value and materia... Read more

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Never Sell Your House To A Lender!!

Larry O. Doss Thursday, January 14, 2010

A depression in the economy can cause many home owners to throw up their arms and sell their homes in order to get rid of financial difficulties. But does that mean they can give away their property to a lender only because they cannot afford it anymore! Also those in financial crisis cannot treat their homes as easy to dispose consumer goods. I agree that a real estate investment can also be termed as an illiquid investment. But real estate history has known that selling a home takes much planning and patience for months before a suitable buyer turns up.

The early 1990s saw homes se... Read more

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Predict the Future While Buying a Home

Larry O. Doss Wednesday, January 13, 2010

Whether you are a seller or a buyer in the real estate transactions, you must always thing in the long term of the real estate market. There are several factors that can influence tomorrow’s market and you must be prepared for both ups and downs. To sell your home for a profitable price, you must ensure that your house in good condition. This is because, buyers usually look for homes in to which they can move in immediately without having to get many things repaired. However, if you are relocating, then you must decide whether you wish to sell your current home and buy a new home in the new lo... Read more

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Issues in Real Estate Videos on Property For Sale

Larry O. Doss Friday, January 1, 2010

Wish You All A Very Happy New Year 2010!!

Online real estate marketing gets more effective this year by including real estate videos on websites. Real estate videos provide access to all property for sale on the online listings. These videos provide buyers a very powerful buying solution that can be accessed from anywhere on the internet. With innovative technology tools, real estate videos provide access to property for sale in the neighborhood on the listings on the local MLS. The instinctive tools designed for the real estate videos make inspection of property and the neighborhood ... Read more

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Everything That You Will Want to Know About the Sacramento Community!!

Larry O. Doss Thursday, December 31, 2009

Have you just bought your dream home from the Sacramento new homes for sale? Are you willing to relocate to Sacramento, but are unaware of the community where you will be moving into? Well, you should have had found out about the community before you purchased the home! Since you have not done that, do not worry. We will help you know your community better! After reading through this article, you will be rest assured that you have bought a home in the country’s best community! You will be more than willing to relocate. So what is it that you have to know about Sacramento before you relocate? <... Read more

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Know Your Requirements before You Buy the Yuba City Homes for Sale

Larry O. Doss Tuesday, December 29, 2009

Home to the world’s largest dried fruit processing plant and the Sunsweet Grower’s Inc, Yuba City is the county that was born during the days of the Great Californian Gold Rush. With several wineries, Yuba City is now home to 165,000 residents. The Yuba City homes for sale are not difficult to locate. With the current boom in the real estate market, there are plenty of homes for sale. The homes here are priced based on their size and location. There are homes with varied features that suit the needs and finances of every family planning to relocate and buy a property in Yuba City.

Wh... Read more

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Videos to Market Your Real Estate

Larry O. Doss Friday, December 18, 2009

The improvement in technology has got the world shopping online. People are now looking for homes and buying homes on the internet. A real estate agent’s website plays an important role in online real estate marketing. To be on the top of search engine listings, agents make use of SEO techniques for their websites. But ranking on top is not sufficient to keep clients on your site. Your site has to be attractive and informative. The content of your website is very important. Technology has also evolved to include pictures and videos on the internet. But how are these videos going to help you ma... Read more

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Real Estate – A Budget Priced Venture

Larry O. Doss Tuesday, December 15, 2009

The real estate market in Sac Town is always booming with activity. With the availability of various home loans from the government and private mortgage lenders, buying a home in Sac Town has been made easy. But real estate has its speculations. If you do not repay your loan on time, your home is likely to be foreclosed. Foreclosed homes are budget priced homes. The foreclosed homes for sale in Sacramento have prices as low as 30 percent of the actual market value. This makes foreclosed homes affordable by people of low income and bad credit.

Buying a property in Sac Town has other a... Read more

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The Foreclosure Story

Larry O. Doss Tuesday, December 8, 2009

It is everyone’s dream in Sacramento to own a home. As home loans are made easily affordable, almost every family has a home of their own. Home loans with low mortgage rates are provided by the government for low income and bad credit people. These loans have interest rates as less as three percent. Consolidation of loans by the government has made repayment much easier. In spite of all these, foreclosures are on the rise.

The major factors that contribute to foreclosures are fall in real estate prices, abundance of unsold homes, inert home sales and mortgage loans going into default... Read more

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Based on information from the Humboldt Association of REALTORS®, as of 12/07/2019. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be verified by broker or MLS for accuracy. All information should be independently reviewed and verified of accuracy. Properties may or may not be listed by the office/agent presenting the information. Copyright ©2018 Humboldt Association of Realtors®. All rights reserved.