Some Highlights
If you’re thinking of buying a home this year, be sure to factor in the long-term benefits of homeownership.
On average, nationwide, home prices appreciated by 288.7% over the last 32 years. That means homeowners grow their net worth significantly in the long term.
Homeownership wins over time. Let’s connect so you can start your homebuying journey today.... Read more

Information on the Home Loan Program

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IN THE NEWS:

Effective immediately, Certificates of Eligibility will no longer display a veteran’s date of birth. This change was made to limit the amount of personal data being displayed on Certificates of Eligibility. Please note, however, that veterans will still need to provide their date of birth when submitting an application for a determination of eligibility in order to process their request.
<... Read more

Given recent changes in home prices and the current low mortgage rate climate, there have been significant gains in affordability for prospective first-time homeowners. Earlier in 2009, a provision in the Stimulus Bill provided for a first-time Homebuyer Tax Credit of 10 percent of the purchase price of the home up to $8,000. The CALIFORNIA ASSOCIATION OF REALTORS® analyzed the difference between renting and buying a home in light of recent market and policy developments. Housing costs and tax implications of buying a home and renting a home were computed as a part of the analysis.

A... Read more

During this Important Tax Filing Season it is Important to Remember the Value of Home Ownership.

Although during this tax-filing season we are keenly aware some homeowners are having difficulty paying their mortgages, it is important to realize the benefits which come with home ownership.
Here are some points to consider, and discuss with your tax professional:

· Mortgage interest on your home continues to be tax deductible.

· Property tax is also very much deductible.

· Home energy and tax savings – There can be Energy Tax Incentives, which offer taxpay... Read more

Not long ago, a GreatWest Real Estate professional lamented, that after being in the business of selling homes to folks for a couple of decades, something was beginning to happen. The agent was noticing more and more of those “kids” they had sold homes to in the early 1980’s were ringing them up and asking, “What’s up with Reverse Mortgages???”

Of course, those “kids” in the early 1980s, are now approaching retirement age!

Until recent years, most real estate professionals wouldn’t have wished a Reverse Mortgage on anyone—they were simply dreadful!
In the past, they were... Read more

During this Important Tax Filing Season it is Important to Remember the Value of Home Ownership.

Although during this tax-filing season we are keenly aware some homeowners are having difficulty paying their mortgages, it is important to realize the benefits which come with home ownership.
Here are some points to consider, and discuss with your tax professional:

· Mortgage interest on your home continues to be tax deductible.

· Property tax is also very much deductible.

· Home energy and tax savings – There can be Energy Tax Incentives, which offer taxpay... Read more