The Sacramento Community Services Planning Council founded the 2-1-1 Sacramento service. This service is free of cost and is available to the residents all days of the week, round the clock! Special services are provided to the disabled. A special feature of this service is that assistance is rendered in many languages. This program is the combined initiative of the Sacramento Commissions for housing, human help, aging agency, courts, security of homeland, employment and emergency services.

The 2-1-1 service database includes over 2,400 registered non profit organizations. The traine... Read more

By Chelsea Phua
cphua@sacbee.com
Published: Monday, Nov. 2, 2009 - 12:00 am | Page 5B
Last Modified: Monday, Nov. 2, 2009 - 6:29 am

Harpreet Dhillon has spent many solitary evenings in the past year as a clerk at his father’s small liquor store in Elk Grove, stocking merchandise, manning the cash register and, on occasion, dealing with difficult customers.

On Sunday, the soft-spoken, 22-year-old clerk found himself face to face with an armed robber in the Old Town liquor and convenience store on Elk Grove-Florin Road. Dhillon complied with the robber’s... Read more

Ask the Experts: Do your homework on reverse mortgages

Our three new "Ask the Experts" writers have been busily answering financial questions this month from online readers.

Here’s a sample of their advice on personal finance, wills/estates and investing.

To see more questions or to get advice from our other financial experts on taxes, banking and investment clubs, go to: www.sacbee.com/ask.


Pamela Christensen, Certified financial planner

I expect to retire in about four years and will have a small Sacramento County retirement. We also h... Read more

Deposit Your Check...From Home?

First, we didn’t need to visit the bank teller anymore. Then we were able to stick our checks right into the ATM without an envelope. Now we won’t have to leave the house to make deposits.

Earlier this month, Sacramento-based Schools Financial Credit Union became the latest bank to allow customers to scan checks at home and deposit them over the Internet. Golden 1 Credit Union introduced scanner-based check deposits in July.

"Banking’s not the way it was five or 10 years ago," said Nathan Schmidt, a vice president at... Read more

Cell Phone Law – Effective July 1st 2008

QUESTIONS?

Wireless Telephone Laws FAQs Two new laws dealing with the use of wireless telephones while driving go into effect July 1, 2008. Below is a list of Frequently Asked Questions concerning these new laws:

Q: When do the new wireless telephone laws take effect?
A: The new laws take effect July 1, 2008

Q: What is the difference between the two laws?
A: The first prohibits all drivers from using a handheld wireless telephone while operating a motor vehicle. (Vehicle Code (VC§23123). Motorists 18 and ove... Read more

Compliments of
Esther Auerbach
(866) 658-1031 Toll-Free
(530) 241-5060 Direct
(530) 241-5063 Fax
eauerbach@orexco1031.com

Related Party Transactions —
Overview and Summary of Rules
The related party rules under Internal Revenue Code (“IRC”) §1031(f) are designed to prevent planned exchanges between related parties seeking to cash out property and avoid paying capital gains tax. The IRS continues to strictly scrutinize related party exchanges, but has recently indicated a greater willingness to allow exchanges between related parties when the parties establi... Read more

Often home buyers will tell Great West GMAC Real Estate professionals they believe it is essential to move to a high-income neighborhood in order to facilitate having great schools for their children. However, many of the very best schools in this country are located in communities within moderate home prices, but have parents and residents who put high value on the education of children.

If good schools are high on your priority list when shopping for a home, then these points could prove of value to you:

Put a premium on elementary school education. College is important... Read more