Search results for: veterans

How Trusted Professionals Make Homebuying Easier to Understand

Larry O. Doss Thursday, February 20, 2020

In the spring, many excited buyers get ready to enter the housing market. Others continue dreaming about the homes they’d like to buy. The truth is, many potential buyers continue to dream longer than they need to, simply because they’re confused about the homebuying process. Thankfully, working with a trusted real estate professional can help ease those concerns and make the process to homeownership much easier to understand.

A recent survey conducted by Ipson and Freddie Mac reveals the confidence level of Gen Z and Millennial buyers regarding the homebuying process. The graph below... Read more

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For Mortgages, 620 is The New Magic Number

Larry O. Doss Friday, October 23, 2009

For Mortgages, 620 is The New Magic Number

Near historic low mortgage rates, favorable home prices, and the federal tax credit for first-time home buyers have contributed to home purchases in the past year. However, the onset of the credit crisis, new regulations for home appraisals, and more stringent guidelines for purchases and refinances have resulted in confusion for some potential home buyers.


While using a mortgage broker to find the best loan may work for some buyers, it may not always be the best route. In the past, mortgage brokers could “shop” a loan to multi... Read more

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Information on the Home Loan Program

Larry O. Doss Wednesday, May 20, 2009

Information on the Home Loan Program

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IN THE NEWS:

Effective immediately, Certificates of Eligibility will no longer display a veteran’s date of birth. This change was made to limit the amount of personal data being displayed on Certificates of Eligibility. Please note, however, that veterans will still need to provide their date of birth when submitting an application for a determination of eligibility in order to process their request.
<... Read more

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Could New Stimulus Plan Actually Cost You Money?

Larry O. Doss Wednesday, April 22, 2009

Article from RISMedia.com:
Could New Stimulus Plan Actually Cost You Money?

Posted By Paige On April 20, 2009 @ 3:57 pm In Today’s Marketplace, Today’s Top Story - Consumer | Comments Disabled

[1]RISMEDIA, April 21, 2009-(MCT)-Wage earners beware: One of the federal government’s new tax breaks, designed to put more take-home pay in your wallet now, may take a bite out of your wallet next spring. Under certain conditions, the extra cash you’ve started seeing in your paychecks could shrink your refund or boost the size of the check you have to write when you fi... Read more

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VA Eligibility Frequently Asked Questions

Larry O. Doss Friday, April 3, 2009

Article from US Department of Veteran Affairs Website
http://www.homeloans.va.gov/faqelig.htm


Questions about who is eligible for a VA loan and reuse of eligibility for another VA loan.

Q: How do I apply for a VA guaranteed loan?

A: You can apply for a VA loan with any mortgage lender that participates in the VA home loan program. At some point, you will need to get a Certificate of Eligibility from VA to prove to the lender that you are eligible for a VA loan.

Q: How do I get a Certificate of Eligibility?

A: Complete a VA Form 26-1880, Req... Read more

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Based on information from the Humboldt Association of REALTORS®, as of 08/18/2022. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be verified by broker or MLS for accuracy. All information should be independently reviewed and verified of accuracy. Properties may or may not be listed by the office/agent presenting the information. Copyright ©2022 Humboldt Association of Realtors®. All rights reserved.